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Consent Authorisation Form

Dear Customer,

Consent Authorisation

Pursuant to the Credit Reporting Agencies (CRA) Act 2010 and Central Bank of Malaysia Act 2009, I the undersigned do hereby give my consent to you and CTOS Data Systems Sdn Bhd (“CTOS”), a registered credit reporting agency under the CRA Act to process my personal data.

By this consent, which I agree upon completing the CenDuit Onboarding for application of Buy Now Pay Later or Termed Instalments, I understand and agree that:

i) You may conduct credit/trade check on me and when consent has been given individually, on our directors, shareholders, guarantors, etc. with CTOS at any time for as long as I have a trade relationship with you or where any dues remain unpaid and outstanding with you, for any one or more of the following purposes:

  1. Opening an account
  2. Debt recovery
  3. Credit/Account review
  4. Legal documentation consequent to a contract or facility granted by you
  5. Credit/Account monitoring
  6. Credit/Account evaluation

ii) You may disclose any information on my conduct of my account(s) with you, to any business entity/ies for bona fide trade checking at any time. I am also aware and understand that such information will be provided to CTOS, who may in turn share such information to subscribers of their service.

iii) Where you require any processing of my application to be processed by any processing centre located outside Malaysia (including your Head Office), I hereby give consent to CTOS to disclose my credit information except CCRIS, to such locations outside Malaysia.

iv) Apart from the above, I the undersigned do give my consent to you and CTOS, to process my personal data as per the PDPA Act.